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To Qualify

Quick tips to speed up the process

For a Borrow With your Car Loan

Your car must be:

  • 6 years or newer. But if cars are high-end (BMW, Cadillac, Lexus) they can be older
  • Fully paid off, no liens, no leases
  • Fully insured (we offer free insurance services to help you get the best rates)
  • With ownership and insurance in your name only
  • If vehicle is in another name, the owner must come in to co-sign the loan
  • If vehicle is in the name of your company, please provide proof of ownership


For a Borrow With your Home Loan

You must:

  • You must be 50% legal owner of property
  • Have 50% or more equity after all mortgages/encumbrances registered
  • Have ability to afford monthly payments    

Important - It's not a Mortgage !

A Borrow With Your Home loan is not a mortgage. It’s a loan based on the equity you’ve built up in your home. And for your convenience only one signature is required for a BorrowWithYourHome loan.

You can borrow up to $25,000 over a 2 year maximum amortization