Quick tips to speed up the process
For a Borrow With your Car Loan
Your car must be:
- 6 years or newer. But if cars are high-end (BMW, Cadillac, Lexus) they can be older
- Fully paid off, no liens, no leases
- Fully insured (we offer free insurance services to help you get the best rates)
- With ownership and insurance in your name only
- If vehicle is in another name, the owner must come in to co-sign the loan
- If vehicle is in the name of your company, please provide proof of ownership
For a Borrow With your Home Loan
- You must be 50% legal owner of property
- Have 50% or more equity after all mortgages/encumbrances registered
- Have ability to afford monthly payments
Important - It's not a Mortgage !
A Borrow With Your Home loan is not a mortgage. It’s a loan based on the equity you’ve built up in your home. And for your convenience only one signature is required for a BorrowWithYourHome loan.